Business Lending Calculators

Free tools to understand the true cost of merchant cash advances — APR conversion, fee impact analysis, and disclosure-ready numbers.

Commercial Funding Qualifier

What Do I Qualify For?

Enter your credit score, revenue, time in business, and credit history to instantly see which loan products you likely qualify for — and which you don't, with explanations. Anonymous, no registration required.

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Loan Amortization Calculator

Payment Schedule

Calculate your payment, total interest, and see a full payment-by-payment schedule for any fixed-rate loan. Supports monthly, bi-weekly, and weekly payments plus extra payment modeling.

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MCA APR Calculator

Factor Rate → APR

Convert a factor rate to estimated APR. Supports fixed daily ACH and holdback / retrieval rate repayment methods. Required for state disclosure compliance in CA, NY, and more.

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MCA True Cost Calculator

Fees + All-In APR

Model the full impact of ISO broker fees, origination fees, and other charges on your effective APR. Side-by-side comparison: base APR vs. all-in true cost.

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